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You see, I pay cash just like any good Dave Ramsey listener and I don't have any need for credit. So, one of my pet peeves is when a store offers me a 10% discount on my purchase if I will apply for a credit card. I've decided I'll just start taking offense to the question, by asking in return, "Do I look broke to you?"
I realize it's not the cashier's fault and they "have to offer them" in order to keep their job. But at least that will help them offer them unenthusiastically the next time. Perhaps they could respond with, "Would you like to ruin your life financially for you and your kids by applying for one of these stupid credit cards in order to save $00.10 on this unhealthy candy bar?"
My point is, don't assume I'm broke. It's insulting.
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That annoys me too. However, I like using credit cards for the cash back bonuses since I pay in full each month. Plus, it makes me nervous carrying around hundreds of dollars in cash.
ReplyDeleteOh, Cocotte, if only you knew what you just said. Use debit. Not Credit.
ReplyDeleteDave Ramsey fans read this blog. Be warned. :)
I've heard the opposite from finacial advisors; debit cards are dangerous because you can get your checking acct. cleaned out so easily if your card gets stolen or just your number.
ReplyDeleteI've used credit cards for 24 years and paid in full each month. It just takes common sense and self control, which many Americans don't seem to have.
Debit cards carry the same protections as credit cards.
ReplyDelete