I've not had the chance to give much attention to my blog over the past few days, but that's with good reason. Saturday, I just finished up Dave Ramsey's Certified Counselor Training. It was an intense, but rewarding 4 days. Russ Carroll, Dave's lead counselor and trainer was awesome.I'm not sure how many people I will counsel, or where this certification will take me, but I am thankful that I had the opportunity to go through the training. It really opened my eyes to a lot of things. I look forward to helping others with the information I learned. Plus, I had the chance to meet some awesome people from around the country.
If you know someone in the Franklin Area who would like some financial counseling....let me know.
I used to like Dave Ramsey, but then two things happened:
ReplyDelete1) I realized all he really says over and over again is "cut up your credit cards", which is well and good. I've never had a credit card, but it sounds like good advice. But he should have written one book and called it quits.
2) While i was in college some of his 'followers' came to a student group i was with and offered to sign us up and take us through "financial university" or something like that to help many of the students that were already in debt...for the small fee of $250 per student. Yeah. Not so much.
1. Have you read both books? Why stop at one? Explain yourself. How does this contribute to you not liking Dave?
ReplyDelete2. Sorry to hear someone attempted to con you Paul. Sounds like a very SOLID reason for not liking Dave.
Paul-
ReplyDeleteThe "Financial Peace University" is usually offered at local churches for well under $100. It is a 12 week class (1 class a week that lasts for 2 hrs). So you get 24hrs of training for $100. That is about $4/hr. Not bad at all considering the money it saves you in the long run with your new motivation and knowledge.
I highly recommend the class....but NOT paying $250 for it. ;)
I would pay well over $1000 for the class. We took it, payed about $189 for it, and have payed off $40,000 in debt in 16 months on a $55,000 combined annual income.
ReplyDeleteDave is well known for his position on debt, but the class covers every aspect of personal finance you will need. Dumping Debt is step 2 out of 7. I'm 31 years old and expect to be debt-free with a paid-for house and a million-dollar net worth by the time I'm in my mid-fifties. The class and the principles are priceless as far as I'm concerned.